paul goobie
3 months ago
Practice Area
If you or a loved one has suffered a traumatic brain injury, you need a West Palm Beach traumatic brain injury attorney with courtroom experience, board certification, and a record of success.
At BillBone Law Group, we’ve been representing brain injury victims across South Florida for more than two decades, helping clients recover the compensation they deserve after devastating accidents.
Traumatic brain injuries can cause lifelong challenges—cognitive, emotional, and physical—and may lead to severe brain injury, permanent disability, or the need for ongoing medical treatment.
We understand the financial burdens and uncertainty you face. That’s why we offer compassionate, results-driven legal representation, built on decades of experience handling personal injury cases involving brain trauma and head or brain injury.
Whether your injury occurred in a car accident, a fall, or a medical malpractice event, our experienced attorneys are equipped to guide you through the legal process and secure the compensation you’re entitled to.
Experienced brain injury lawyer with board certification
Over 60 years of combined success handling serious brain injuries
Deep courtroom experience—ready to go to trial when needed
Available 24/7 for brain injury victims
Strong record in motor vehicle accidents and complex litigation
Get Medical Help Immediately: Even if symptoms seem minor, seek medical attention right away. Early diagnosis and treatment are critical.
Report the Incident: File a police report, notify your employer, or report the incident to the appropriate authority, depending on how the injury occurred.
Document Everything: Take photos, save medical records, and gather witness information to support your claim.
Avoid Speaking to Insurance Alone: Don’t sign anything or accept a settlement without legal advice. Insurance companies may try to minimize your compensation.
Contact Us: An experienced traumatic brain injury attorney can help you understand your rights and fight for the compensation you deserve.
If you’re unsure whether your injury qualifies for a personal injury lawsuit, we offer a no-obligation consultation. You may be entitled to compensation, even if the traumatic brain injury was not caused by direct impact or if multiple parties were involved.
We’ll evaluate your claim and determine if you suffered a primary brain injury, secondary brain injury, or moderate traumatic brain injury. We’ll identify any medical professionals or third parties who may be liable.
Our law firm is known for helping brain injury survivors and their families secure justice. And remember, you don’t pay unless we win.
We have big firm ability and experience, boutique firm creativity, and personal attention.
Clients can rely on us to be approachable, responsive, efficient, and effective. We respond promptly to telephone calls, report regularly on case developments, and stay on top of changes in the law.
Communication is one of the most critical and often overlooked aspects of the attorney-client relationship.
Knowing where you stand during a difficult time can be very comforting. We manage cases using a team approach; the client is an integral team member.
Working closely with you as the client, our attorneys quickly analyze the merits of each case, evaluate the underlying facts and law, and develop a strategy.
When the talents of their outstanding support staff join them, they provide clients with truly exceptional legal representation.
Even without direct trauma, brain injuries are possible due to forceful motion, such as whiplash. That’s why it’s critical to seek medical attention after any incident involving the head or neck.
Immediate medical attention is vital to reduce the risk of permanent damage and support your personal injury case. Our TBI attorneys are here to help you win your case.
Collaborative Advocacy & Client-Focused Care
At BillBone Law Group, we combine the depth of a large firm’s trial experience with the personalized care of a boutique practice—especially in complex cases involving traumatic brain injuries.
We understand the importance of consistent communication, especially when clients are facing serious medical and emotional challenges. That’s why we make it a priority to be responsive, transparent, and available when you need us most.
You’ll never be left wondering where your case stands. From your first call to final resolution, we’ll provide regular updates, clearly explain next steps, and ensure that your questions are always answered.
Every brain injury case we handle is built around teamwork. We work side-by-side with you, medical experts, and our in-house legal team to evaluate the facts, develop a solid strategy, and pursue the maximum compensation you’re entitled to.
With the support of our experienced staff, we deliver the highest standard of legal representation, tailored to meet your needs and grounded in compassion, skill, and results.
A traumatic brain injury is caused by a sudden blow, jolt, or penetration to the head that disrupts normal brain function. According to the Centers for Disease Control, TBIs can severely affect memory, mood, movement, sensation, and mental health.
TBIs may be classified as mild, moderate, or severe traumatic brain injury, depending on the extent of damage to brain tissue.
Headache or head injury
Fatigue, confusion, or blurred vision
Sensory disruptions or ringing in the ears
Difficulty concentrating or mood swings
Even these “mild” brain injury cases require medical attention and prompt diagnosis.
Persistent or worsening headache
Seizures or unconsciousness
Numbness, weakness, or loss of coordination
Slurred speech and behavioral changes
These symptoms indicate a more serious brain injury and demand immediate medical attention. If you or a loved one has been affected, contact a traumatic brain injury lawyer as soon as possible.
Severe brain trauma can lead to conditions such as:
Coma
Vegetative state
Minimally conscious state
Brain death
These outcomes deeply impact brain injury victims and their families, both emotionally and financially. Access to the right medical professionals, physical therapy, and support systems is essential.
Insurance companies often make quick settlement offers that don’t reflect the true cost of medical expenses, lost wages, or long-term care.
As experienced brain injury lawyers, we track similar personal injury verdicts and settlements to evaluate your claim’s fair value. Don’t risk accepting less than you deserve. Get a free consultation before signing anything.
To recover compensation in a personal injury case, you must prove the other party was negligent. This includes:
A legal duty of care
A breach of that duty
Causation of the traumatic brain injury
Proving negligence requires strong evidence and expert testimony. Insurance companies often deny or minimize claims, but our traumatic brain injury lawyer team has the experience to fight back and win.
Each brain injury case is unique. Compensation may include:
Medical bills and ongoing medical treatment
Lost wages and reduced earning potential
Cost of physical therapy, caregiving, and medication
Transportation and travel costs for medical attention
Pain and suffering
Loss of enjoyment of life
Mental health impacts
Emotional distress and loss of companionship
Our brain injury attorney team will assess your case and pursue full compensation for all damages you’ve suffered. Have a successful lawsuit by the help of our
We know how much a traumatic brain injury can disrupt your life. The impact on mental health, relationships, and independence is profound.
While you heal, we’ll manage the paperwork, insurance companies, and court filings. Our team is dedicated to your recovery, both medically and financially.
Florida uses a modified comparative fault system with a 51% bar rule (F.S. § 768.81). This means your compensation can be reduced based on your percentage of fault. But if you’re 51% or more at fault, you cannot recover any damages.
For example, if you’re found 50% at fault and your damages total $100,000, you could still recover $50,000. But if you’re 51% at fault, you recover nothing.
If you’ve been injured, it’s critical to work with an experienced attorney who can protect your rights and limit any unfair blame placed on you.
Not Sure If You Have A Claim? If In Doubt, Contact Us
There are so many West Palm Beach traumatic brain injury lawyers that it’s nearly impossible for the average person to identify and choose one truly among the area’s top practitioners. It’s true—in fact, there are far too many … but it’s equally valid that there aren’t enough really good ones. So how do you identify and choose one of the really good ones?
One-Paragraph Answer:
A traumatic brain injury can show up in many ways, and it is not always obvious right after an accident. Common symptoms include headache, dizziness, nausea, balance problems, light or noise sensitivity, memory or concentration problems, brain fog, mood changes, and sleep disruption, and some symptoms may not appear until hours or days later.
You also do not have to lose consciousness to have a concussion or other mild TBI. That is why it is advisable to get checked out early, even if you think you are okay at first. And if you have red-flag symptoms like repeated vomiting, seizures, worsening confusion, slurred speech, or trouble waking up, get emergency help right away.
Detailed Answer:
Common symptoms of traumatic brain injury (“TBI”) include headache, dizziness, confusion, nausea, balance problems, blurred vision, sensitivity to light or noise, trouble concentrating, memory problems, unusual fatigue, mood changes, and sleep disruption. A concussion is a form of mild TBI, and it does not have to involve a loss of consciousness. Many people with a mild TBI stay awake, talk normally, and still have a genuine brain injury.
Just as important, symptoms do not always appear all at once. Some start right away. Others show up hours, days, or even weeks later. That delayed pattern is one reason brain injuries are so often underestimated after a car crash, fall, sports impact, or other blow or jolt to the head or body.
The most useful way to think about TBI symptoms is by category. Brain injuries, such as a closed head injury, often affect how a person feels, thinks, acts, and sleeps. One person may have only a few symptoms. Another may have problems across several categories at the same time after such an injury.
Physical symptoms: headache, dizziness, balance problems, nausea or vomiting, blurred vision or other vision problems, feeling bothered by light or noise, and unusual fatigue or low energy. Some people also report ringing in the ears or neck pain, especially after a crash that results in a severe injury.
Thinking and memory symptoms: trouble concentrating, feeling slowed down, feeling foggy or groggy, trouble thinking clearly, and short-term or long-term memory problems. A person may read the same sentence over and over, lose track of conversations, or have trouble following simple instructions.
Emotional and behavioral symptoms: irritability, anxiety, nervousness, sadness, feeling unusually emotional, or simply feeling “off” or unlike oneself. In real life, this may look like someone becoming short-tempered, tearful, or overwhelmed by ordinary tasks that normally would not bother them.
Sleep-related symptoms: sleeping more than usual, sleeping less than usual, trouble falling asleep, or feeling tired all day even after rest. Sleep changes are common and easy to dismiss, but they often fit the overall TBI picture when they begin after head trauma, highlighting the importance of injury prevention and medical follow-up.
People often expect a serious brain injury to be obvious. Sometimes it is. But a mild TBI often looks much less dramatic. A person may walk away from a crash, answer questions, decline an ambulance, and still begin to develop clear concussion symptoms later that day or later that week.
The CDC notes that some symptoms appear right away while others may not appear for hours or days, and MedlinePlus explains that concussion symptoms may even begin days or weeks after the injury.
That matters because delayed symptoms can look like ordinary stress, soreness, or exhaustion from the event itself. After a crash, for example, someone may focus on a bruised knee or sore shoulder and miss the more important fact that they are repeating themselves, losing their train of thought, or becoming unusually sensitive to light and sound. The injured person may not recognize the problem, and family members may not recognize it either.
A driver is rear-ended at a stoplight. She does not lose consciousness, and at the scene, she mainly notices neck stiffness. By that evening, she had a pounding headache and nausea.
The next morning, she cannot tolerate bright light, feels dizzy when she stands up, and struggles to finish routine computer work because she keeps losing focus. That is a pattern that can fit a mild TBI or concussion, even though she never blacked out and initially thought she was “basically fine.”
This point is worth stating plainly because many people get it wrong. You do not have to lose consciousness to have a TBI. MedlinePlus specifically notes that, in mild TBI, a brief loss of consciousness happens in some cases, but many people remain conscious after the injury. Thus, the absence of blackout, amnesia, or an ambulance ride does not rule out a brain injury.
In practice, some of the strongest clues are more subtle. A person may seem dazed, ask the same question repeatedly, speak more slowly than usual, forget basic details, or say, “I just don’t feel right.” Those are the kinds of symptoms that deserve medical attention even when there is no obvious external head wound.
It is important to remember that not all blows to the head result in an immediate crisis, but accidents remain a major cause of acquired brain injury.
Some symptoms are warning signs of something more serious, such as bleeding or swelling in the brain. The CDC advises getting immediate emergency medical care if an adult develops any of the following after a head injury:
A headache that gets worse and does not go away.
Repeated vomiting.
Weakness, numbness, decreased coordination, convulsions, or seizures.
Slurred speech or unusual behavior.
One pupil larger than the other.
Increasing confusion, agitation, restlessness, or inability to recognize people or places.
Extreme drowsiness, inability to wake up, or loss of consciousness.
At that point, the issue is not whether the symptoms are “probably just a concussion.” The issue is getting emergency care immediately to protect vital brain function. Even a mild traumatic brain injury requires a proper diagnosis to determine the specific level of tbi severity.
Failing to address these emergency signs can lead to a permanent disability that significantly impairs your ability to handle the tasks of daily living.
Prompt evaluation matters for medical reasons first. A healthcare provider can assess the history of the injury, check neurological function, decide whether imaging is needed, and create a baseline record of symptoms. This initial assessment is critical to identify the primary injury sustained during the impact.
MedlinePlus explains that concussion evaluation may include a physical exam, a neurological exam, and, in some cases, brain imaging to check for bleeding, swelling, or fracture.
Advanced imaging is vital to detect damage to brain tissue or ruptured blood vessels that often accompany a moderate or severe tbi. While a brain tumor is a separate medical issue, diagnostic tests are used to rule out such pre-existing conditions that might cause similar neurological symptoms.
It also matters because TBI symptoms are often invisible. A broken bone usually shows up on an image. Trouble concentrating, mental fog, light sensitivity, memory problems, irritability, and sleep disruption usually do not.
Early medical documentation can make a meaningful difference later, both for treatment and for explaining what changed after the injury. Furthermore, prompt imaging can catch life-threatening brain swelling before it progresses.
If the head injury followed a motor-vehicle crash in Florida, prompt care can also matter for no-fault insurance. Under Florida Statutes § 627.736, a person generally must receive initial services and care within 14 days after the motor-vehicle accident to preserve Personal Injury Protection benefits for medical treatment. That rule does not change what the symptoms mean medically, but it does make delay risky from an insurance standpoint.
After a possible TBI, people often minimize symptoms because they expect them to look dramatic. While a penetrating injury is usually obvious, the internal effects of car crashes or even blast injuries can be much more subtle. More often, the early clues are ordinary-seeming but persistent.
It is worth paying attention to if, after the initial trauma of a blow or jolt to the head or body, you notice changes in your mental status or any of the following:
You have a headache that is new, worsening, or out of proportion to the rest of your injuries.
Reading, screen time, driving, or ordinary conversation suddenly feels harder than usual.
You feel dizzy, unsteady, or unusually bothered by light or noise.
You keep forgetting things, repeating questions, or losing track of what you were doing.
Your mood, patience, or sleep patterns are noticeably different from normal.
Family members say you seem “not like yourself,” even if you cannot put the change into words. This is consistent with the CDC’s warning that symptoms are sometimes overlooked by the injured person and recognized more easily by others.
In short, common TBI symptoms usually fall into four broad groups: physical symptoms, thinking and memory problems, emotional or behavioral changes, and sleep disruption. These warning signs can indicate serious brain damage. Some show up immediately.
Others do not, and if symptoms persist, they may develop into post concussion syndrome. And a person does not need to lose consciousness for the injury to be real. If symptoms suggest a concussion or other TBI – especially after a car crash, fall, or blow to the head.
One-Paragraph Answer:
Yes, you can still sue if your traumatic brain injury symptoms showed up later, but delayed symptoms can make the case tougher to prove. The key issue is causation. You will need medical evidence connecting the later symptoms to the accident, and the longer the gap before evaluation, the more room the defense has to argue another cause. In a Florida car-crash case, there is also a 14-day deadline to obtain initial treatment if you want to preserve PIP benefits, but that is a no-fault insurance issue, not the same thing as whether you have a negligence claim.
Detailed Answer:
Yes. Under Florida law, delayed symptoms do not automatically prevent a traumatic brain injury claim. With concussion and other mild TBIs, symptoms may appear right away, but they also may show up hours, days, or even weeks later.
The real legal issue is usually not whether the symptoms started at the scene. It is whether the evidence shows that the crash, fall, or other incident caused the brain injury and the losses that followed.
That said, delayed-symptom cases are often harder to prove. When headaches, dizziness, memory problems, light sensitivity, brain fog, or mood changes do not appear immediately, insurance companies often argue that the symptoms came from something else or that the delay weakens the connection to the original event.
So, the answer is yes, you may still be able to sue, but timing and documentation usually matter more in a delayed-symptom case than in one where the symptoms were obvious from the start.
Florida negligence law does not require every injury symptom to appear instantly. What it does require is proof of causation. Florida’s standard civil jury instruction says negligence is a legal cause of injury if it directly and in natural and continuous sequence produces or substantially contributes to producing the injury.
Because motor vehicle accidents and falls are leading causes of traumatic injuries—often involving the rapid movement of the head—symptoms may take time to manifest.
Put more simply, if the incident caused or substantially contributed to the TBI, the fact that symptoms appeared later does not automatically defeat the claim. In many instances, secondary damage such as brain swelling or chemical imbalances develops hours or days after the crash.
In practice, delayed-symptom TBI cases usually turn on whether the timeline makes sense and whether the medical and factual record support it. Documentation from initial emergency department visits is essential to establish the state of the brain caused by the accident.
When these symptoms persist over an extended period, they can deeply affect a person’s ability to work or maintain their quality of life. While we always hope for a good recovery for our clients, the strongest cases tend to have a clear story from the event to the later symptoms rather than a long, unexplained gap.
A delayed onset is not fatal by itself. But certain facts usually make the claim stronger:
A clear mechanism of injury. A violent jolt can matter even without a direct blow to the head. The CDC and MedlinePlus both recognize that concussion can follow a hit to the head or body, including car crashes and falls.
A symptom pattern that began after the event. Headache, dizziness, nausea, light sensitivity, confusion, trouble concentrating, memory problems, unusual fatigue, sleep disruption, or feeling “not like yourself” all fit the recognized symptom profile for mild TBI and concussion.
Prompt medical attention once symptoms appear. The sooner the symptoms are reported and evaluated, the easier it usually is to document what changed and when.
Consistent reporting. It helps when the same complaints show up across the history you gave family members, urgent care, the ER, your primary doctor, or other providers. Consistency matters in any injury case, but especially where symptoms did not start at the scene. This point is consistent with the CDC’s warning that mild TBI symptoms may be overlooked at first.
Witness observations. In brain-injury cases, other people sometimes notice the changes first. Repeating questions, seeming unusually irritable, having trouble focusing, or acting unlike oneself can all matter if others observed them close in time to the incident.
A delayed onset of symptoms is medically plausible. A delayed report of symptoms is where trouble often begins.
If weeks pass with no complaint of headache, dizziness, confusion, light sensitivity, memory trouble, or other neurological symptoms, the defense has more room to argue that the problem came from stress, a prior condition, a later incident, or something unrelated to the original event.
The same problem arises when the first records discuss only neck, back, or orthopedic pain and say nothing about head-related symptoms. That does not automatically end the case, but it gives the other side more to work with.
This is why delayed-symptom claims are often less about whether the suit is legally allowed and more about whether the proof is strong enough. Florida law allows the claim. The harder question is whether the records, the timeline, and the testimony convincingly tie the later symptoms back to the event.
If the injury followed a motor-vehicle crash, Florida’s no-fault law adds a separate timing issue. Under Florida Statutes § 627.736, PIP medical benefits generally require the injured person to receive initial services and care within 14 days after the motor-vehicle accident. That rule matters because mild TBI symptoms may be delayed. If the symptoms begin within that window, getting evaluated quickly can matter both medically and financially.
But that PIP rule is not the same thing as whether you have a negligence claim against the at-fault party. Missing the 14-day treatment window can create serious no-fault insurance problems, but it does not automatically mean a bodily-injury claim disappears. Those are different issues. One is an insurance-benefits question. The other is a fault-and-causation question.
Another problem in delayed-symptom cases is waiting too long because the injury was not fully appreciated at first. For most Florida negligence claims, F.S. § 95.11 provides for a two-year limitations period.
And under F.S. § 95.031, a cause of action accrues when the last element constituting the cause of action occurs. As a practical matter, you should not assume that a later diagnosis or a later appreciation of symptoms safely extends the ordinary negligence deadline.
Accordingly, if the incident happened a long time ago and the brain-injury symptoms only became clear later, that timing issue needs careful attention. Waiting because the symptoms were delayed can create a second problem on top of the first.
A driver is rear-ended and goes home thinking the main problem is neck stiffness. Two days later, she develops headaches and nausea. A few days after that, she notices light sensitivity, trouble focusing, and unusual irritability. Her family says she keeps repeating herself. That kind of delayed progression is medically consistent with concussion. In a Florida claim, the delayed onset would not automatically bar suit. The important questions would be whether she reported the symptoms promptly once they appeared, whether the medical records tied those symptoms to the crash, and whether the evidence as a whole showed the crash substantially contributed to the injury.
If symptoms began after the event rather than at the scene, the practical steps are usually straightforward:
Get evaluated promptly. Delayed symptoms are still symptoms. If they are worsening or include neurological changes, they should not be brushed aside.
Explain the timeline clearly. Tell the provider what happened, whether your head was struck or your body was violently jolted, when symptoms began, and how they changed over time.
Do not minimize cognitive or mood symptoms. Headaches are obvious, but memory trouble, brain fog, sleep disruption, irritability, and light sensitivity are often just as important in a TBI case.
If it was a Florida car crash, keep the 14-day PIP issue in mind. That deadline can matter even where symptoms were delayed.
So yes, you may still be able to sue if TBI symptoms were delayed. Delayed onset does not automatically defeat a Florida claim. It usually means the case will depend more heavily on a careful timeline, prompt evaluation once symptoms appear, and medical proof connecting those later symptoms back to the original event.
One-Paragraph Answer:
In a Florida brain injury case, future care is calculated by proving what treatment or support the person will likely need, how often it will be needed, how long it will likely continue, and what admissible evidence shows that care will cost.
That usually starts with medical testimony, and in serious cases, it may also involve a life care planner and economist. But the dollar amount must fit Florida’s legal framework, including the medical-expense proof allowed by Florida Statutes § 768.0427 rather than simply using a provider’s claimed costs.
If permanency is shown, the projection may extend over the person’s life expectancy. The final figure is then reduced to present money value, so the jury can award the amount needed to cover those future losses now.
Detailed Answer:
In a Florida traumatic brain injury case, future care is calculated by answering four practical questions: (1) what care will probably be needed, (2) how often it will probably be needed, (3) how long it will probably last, and (4) what admissible evidence shows that care will cost.
Florida’s Standard Jury Instructions in Civil Cases frame the issue in similar terms. They allow recovery for the reasonable expense of medical care and treatment “necessarily or reasonably obtained” in the past or “to be so obtained in the future,” and they require future economic damages to be reduced to present money value.
Therefore, the short answer is that future care is not based on guesswork, and it is not measured by simply picking a large round number. It is built from medical proof, cost proof, and a time-based projection.
In a TBI case, that can include future neurological care, neuropsychological follow-up, medication management, cognitive rehabilitation, occupational therapy, speech therapy, counseling, and other rehabilitation services if the evidence shows those items are reasonably necessary going forward.
Future care in a TBI case depends on the person’s actual deficits and likely course of recovery. For some people, the future-care claim may be relatively modest and focused on follow-up visits, medication, and a limited course of therapy.
For others, especially where the injury has lasting cognitive, emotional, communication, or functional effects, the future-care picture can be much broader. MedlinePlus identifies TBI treatment and rehabilitation measures that may include occupational therapy, speech therapy, psychological counseling, vocational counseling, and other forms of rehabilitation depending on the person’s needs.
That matters because “future care” is not just hospital treatment. In a brain-injury case, it may extend to the services needed to help a person think clearly, communicate, regulate mood, manage daily tasks, or function safely at work and home. The key is not whether a category of care sounds plausible in the abstract. The key is whether the evidence shows this injured person is likely to need it in the future.
Florida law does not allow a future-care award based on mere possibility. The claim has to be supported by evidence showing that the treatment is reasonably necessary and reasonably likely to be needed.
The jury instructions reflect that approach by allowing recovery for medical care and treatment “necessarily or reasonably” obtained in the future, not speculative or purely hypothetical care.
In practical terms, that usually means the evidence has to establish points like these:
What future treatment is likely to be needed;
how often it will be needed;
how long it is likely to continue;
whether the need for that care was caused by the TBI at issue; and
What admissible evidence shows the cost of that future care?
This is why future-care claims in TBI cases are often detail-heavy. A jury can only calculate what it has been given a basis to calculate. If the medical proof is vague, such as “the patient may need some treatment later,” the future-care claim is weaker.
If the proof is concrete – such as a defined course of therapy, medication management, specialist follow-up, or ongoing supportive care tied to specific symptoms – the calculation becomes more grounded.
That is also why expert testimony is usually important in serious cases. Under Florida Statutes § 90.702, expert opinion is admissible when specialized knowledge will assist the jury and the opinion is based on sufficient facts or data and reliable methods reliably applied to the case.
Once the future medical need is established, the next step is valuing it. Florida now has a specific statute governing the evidence that may be used to prove medical expenses in personal injury and wrongful death cases, viz., F.S. § 768.0427.
For future medical treatment or services, the statute says admissible evidence “shall include, but is not limited to” certain categories of cost proof, depending in part on the claimant’s coverage status.
At a practical level, the statute means future care is not always calculated by taking a provider’s full retail charge and multiplying it over time. The law instead looks to the kinds of cost evidence Florida permits.
For example, if the claimant has health care coverage other than Medicare or Medicaid, or is eligible for such coverage, the evidence may include the amount for which future charges could be satisfied if submitted to that coverage, plus the claimant’s share.
If the claimant does not have health care coverage, or has or is eligible for Medicare or Medicaid, the statute allows evidence tied to 120% of the Medicare reimbursement rate in effect at the time of trial, or 170% of the applicable state Medicaid rate where no Medicare rate applies.
The statute also allows evidence of reasonable future amounts to be billed for medically necessary treatment or services.
The same statute also limits recovery. Under F.S. § 768.0427, recoverable medical-expense damages may not exceed the medical-expense evidence admitted under subsection (2), and also may not exceed the sum of: amounts actually paid by or on behalf of the claimant to a health care provider; amounts necessary to satisfy charges for medical treatment or services that are due and owing but not yet satisfied at the time of trial; and amounts necessary to provide for any reasonable and necessary future medical treatment or services the claimant will receive. Consequently, the future-care number is not just a medical opinion. It is a medical opinion tied to a legally provable cost framework.
The time period for future care is not automatic. It depends on the evidence. Some TBI claimants need only a limited period of additional treatment. Others have lasting symptoms or permanent deficits that support a much longer projection.
Florida’s jury instructions recognize that if the greater weight of the evidence shows the claimant has been permanently injured, the jury may consider life expectancy. They also state that mortality tables are not binding, but may be considered together with other evidence bearing on the claimant’s health, age, and physical condition before and after the injury.
That point is especially important in brain-injury cases. If the medical evidence supports permanency, the future-care calculation may extend over many years. If the evidence supports only a temporary course of treatment, the projection should be shorter. Either way, the duration has to come from the proof, not from an assumption.
Even after future treatment needs and future costs are projected, the calculation is not finished. Florida requires future economic damages to be reduced to present money value.
The jury instructions say that any award for future medical expenses should be reduced to present money value, meaning the sum of money needed now, which, together with what it will earn in the future, will compensate the claimant for those losses as they are actually experienced in future years.
That is an important but often overlooked step. A future-care claim is not simply the raw total of projected bills added together without adjustment.
It is a present-value calculation of future economic loss. Florida’s comparative-fault statute also defines economic damages to include future lost income reduced to present value, reflecting the broader Florida approach to future economic loss. F.S. § 768.81.
Practical Example:
Assume a person suffers a crash-related TBI and the medical evidence shows a continuing need for neurological follow-up, prescription medication, cognitive rehabilitation, counseling, and periodic occupational therapy.
The future-care calculation would usually proceed by identifying each category of needed care, estimating how often each service will be needed, projecting how long it will continue, applying the cost proof permitted by F.S. § 768.0427, and then reducing the resulting future economic loss to present money value under the jury instructions.
In short, future care in a Florida TBI case is calculated by proving medically necessary future treatment, showing that the need for that treatment is supported by competent evidence rather than speculation, valuing it with the types of cost evidence Florida law permits, and reducing the final future economic figure to present money value.
The exact number depends less on labels and more on the quality of the medical proof, the cost proof, and the projected duration of care.
If you or a loved one suffered a traumatic brain injury, don’t face the system alone. Let a board-certified brain injury attorney fight for you.
We offer a free consultation, and you pay nothing unless we win. If your claim doesn’t require a lawyer, we’ll tell you honestly. If it does, we’ll act immediately—with no upfront fees and no risk to you.
Contact us today and work with an expert traumatic brain injury attorney.
3 months ago
Bill Bone and his Law Group are excellent. A well run, well oiled machine. Intelligent people with superb service, knowledge and support. I highly recommend them.
5 months ago
Bill Bone and his Staff are Professionals! They handle my case with respect, dignity and in a timely fashion, while keeping me informed of all actions, Bill came thru on all his promises, I hope I don’t need an injury lawyer again, but if I do BBLG will be my teammates of choice. 😎
6 months ago
I highly recommend the team at BillBone law group. I didn't know what to do after I was hit by a car. The team at BillBone helped me seamlessly navigate the whole process from the legal issues, the medical bills, to the insurance headaches. The result was a successful financial recovery and the the teams dedication throughout was priceless. THANK YOU, BILL BONE & TEAM
8 months ago
From the time I called the Bone group after my accident to the final settlement the entire office crew have been very compassionate and caring. They did a great job getting all the facts needed to win my case. They handled everything including getting medical and police records to dealing with the insurance companies. This made my recovery time so much easier as I could concentrate on healing and rehab. Highly recommend this group for your personal injuries.
9 months ago
My law firm is BillBone Law Group. My lawyer is Bill Bone, and his fine team of associated professionals, Kyle, Mark, Liz, Kathleen, Chris, and Janet to name a few. Everything was explained in such a way, and with such completeness, transparency and understanding, that little if any questions were necessary. All was settled quickly and efficiently. Bill Bone certainly does live up to his/their reputation.
9 months ago
Hello fellow cyclist I got hit by a car so I reached out to the Team at Bill Bone Bike Law. Bill and his team were great. They guided me through the process and took care of everything. I would definitely recommend them.
1 year ago
I was involved in a horrific bicycle accident and severely injured. When I decided to pursue my case legally it seemed everyone in the biking community all recommended Bill Bone. I’m now adding my name to that long list of recommendations. He and his legal, office, administrative and investigative staff, were extremely competent, thorough, professional and aggressively pursued my case. I was very satisfied with the final settlement and recommended his services unequivocally.
2 years ago
Mark Hassell, in the office of Bill Bone, was always extremely helpful and communicative. He took the time to express care and concern for friends when they were injured by cars while cycling. He explained the process clearly and was a great help from start to finish. Extremely professional and knowledgeable. Highly Recommend!
2 years ago
I recently was involved in a Bike accident where a car hit me on my bicycle. I had no idea where to start in order to get compensation for my damaged property. Luckily Mark over at Bill Bone Cycling Law helped me every step of the way and made me feel confident in getting the situation resolved! Thanks again! I would definitely recommend!
3 years ago
I recently had the privilege of working with the remarkable team at Bill Bone Law Firm, and I cannot express enough my gratitude for their honest and thoughtful service. From the moment I reached out to them seeking legal assistance, I was met with professionalism, expertise, and genuine care. From the initial consultation to the resolution of my case, the entire experience was seamless and reassuring. The attorneys at Bill Bone Law Firm exhibited an impressive depth of knowledge and skill in their respective areas of practice. They took the time to thoroughly understand the intricacies of my situation and provided me with clear explanations and guidance every step of the way I can confidently say that my experience with Bill Bone Law Firm exceeded my expectations. They demonstrated integrity, compassion, and an unwavering commitment to advocating for my rights. Their attention to detail and thorough approach ensured that no stone was left unturned, resulting in a favorable resolution to my case. If you are seeking legal representation, I wholeheartedly recommend Bill Bone Law Firm. Their honest and thoughtful service, combined with their exceptional legal expertise, distinguishes them as a top-tier law firm. I am immensely grateful for their support and wouldn't hesitate to turn to them again in the future. Thank you, Bill Bone Law Firm, for providing me with outstanding legal representation and truly making a positive difference in my life. Sincerely, Reuel Ferro
3 years ago
Thank you for Bill Bone and staff for taking my case. It was nice that you gave me such good advice, but always let me make the decisions about my case. lucky for for me I listened to most of that advice. Its nice to say that your not only my attorney, but also my friend. I also would like to thank your staff especially liz for being so patient and kind. And as far as our cruise goes I hit the slots for 40k too bad it was penny slot! Thanks again for my result and meeting such nice people. Sincerely Matt and Cindy
3 years ago
Bill Bone and his team were excellent throughout the entire process. Bill Bone, Steve, and Alexa walked me through each step, were responsive, and genuinely cared about my personal situation. Thank you all for your time, assistance, and help during a trying time, I sincerely appreciate each and every one of you!
3 years ago
I was referred to Bill Bone and his law firm from a family member who they also helped. Truly exceptional! They settled my case quickly and conveniently. If found needing legal representation from an accident, I highly recommend Mr. Bone and his team. They worked genuinely in my best interest. The staff...wonderful.
3 years ago
Bill Bone and his staff took great care of me after being hit by car on my bicycle . I recommend Bill Bone to any cyclist with an accident
4 years ago
Bill Bone was a tough negotiator and was thoroughly prepared for trial. The Insurance Company settled out of Court to everyone’s satisfaction. Bill and his team were dedicated, Kind and Compassionate during the entire process.
4 years ago
Had the wonderful experience of using Bill Bone to represent me. His entire team is so amazing, honestly it was impressive. They kept me in the loop with everything and was on top of my case. They're just an incredible law firm and I couldn't thank them enough at the end of my case. Brian, who kept me updated constantly, was so attentive and just supportive. I recommend 10 out of 10 for sure.
4 years ago
“I was in a bad crash, Mr. Bone’s team was very helpful and informative from the very beginning. Mr. Bone is THE attorney I tell all my friends to use if they are in a car crash.” Also very big " Thank You " For Mr. Brian for his professionalism and his assistance. Thank You once again
4 years ago
After I was involved in a car accident I was fortunate enough to come across Larmoyeux and Bone. Their team was able to help me in this difficult time, handling the legality around my accident and how to move forward. I would highly recommend this team to anyone seeking the same type of assistance for their professionalism, due diligence and understanding.
4 years ago
Great experience with Bill Bone and his team. We retained Mr Bone to assist us through a unfortunate situation. He counseled us and assured us there was light at the end of the tunnel. His teams communication was outstanding. Our end result exceeded our expectations. Highly recommend and solute them for their efforts.
5 years ago
I really enjoyed working with the team at Larmoyeux & Bone, Bill, Brian and Alexa are a great team! They helped tremendously on my case! I will always recommend this team for help with injuries! Very professional and got the work done extremely fast!
6 years ago
Bill Bone has the best possible haircut for a guy named "Bill Bone." When he won my case, he ripped off his shirt and shouted "YOU JUST GOT BONED" to the entire court room. Five stars for winning my case, five stars for the catch phrase, two stars for taking off his shirt in court and ten stars for the haircut
6 years ago
Mr. Bone and his staff are very professional and caring. They handled my car accident case for me and settled it to my satisfaction. I would definitely recommend them!!
6 years ago
I recently was in a car crash. I’m only 18 and the police made it out to be my fault. Mr. Bone’s team of investigators listened to me and understood what really happened. They were able to explain the crash in a way to the other guys insurance company where they accepted fault and paid for my car. Bill Bone is a great car accident attorney.
6 years ago
Absolutely above and beyond the call of duty. Both of them treated me like family and made me feel like I was their only client.
6 years ago
Took great care of me and mine several years ago. So very thankful.
7 years ago
I've the fortune (misfortune?) of dealing with several different lawyers over the course of my life and I have to sat Larmoyeux and Bone and specific Brian Labadie are by far the absolute best. they were completely open., honest and even went the extra step to work with me and on my behalf with a few stray issues AFTER their work with me was done (including a medical bill that showed up a year late). Use them, you will not regret it.
7 years ago
When I had my cycling accident I call Bone's office and I was handled with the utmost care and respect. His team was open and honest throughout the entire process and was reachable directly any time I needed them. I am grateful for their help during this difficult time. They went above and beyond my expectations. Once again thanks a million for everything.
7 years ago
I had never been in a accident before But from the first call to Bill Bone's office I was handled with the utmost care and respect . Brian the investigator who took my call initially and did so with Great care and professionalism. After our first meeting with Bryan we knew we would be taken care of . Then a meeting was set up with Bill Bone , Brian and Teresa where they answered every question . They reassured me that they had my back and really followed through . At such a scary and painful time in my life I really felt confident that they really cared. Thank you from the bottom of my heart to you all .
7 years ago
Mr. Bone and team are professional, attentive and responsive throughout this whole accident ordeal. Champions for the cycling community; and would highly recommend to friends and to anyone in the community.
7 years ago
I came into my case very suddenly and I was very young (in high school at the time) and did not know much about what I was getting myself into. Thankfully Bill Bone guided me through the process very well and was very receptive and communicative with every bit of information. I really recommend Bill Bone as anyone's Bike lawyer.
7 years ago
Mr. Bone and his staff handled my case with great excellence. They went above and beyond my expectations. I would refer them to any of my friends and family. They’re great!!!
7 years ago
I had a bad motorcycle accident when I was hit by a vehicle going through an intersection. My helmet was cracked and my bike was totaled. I went to Bill Bone who took care of the situation immediately. He was open and honest throughout the entire process and was reachable directly any time I needed him. He explained everything so that I could easily understand exactly what was going on with my case. Bill took into consideration my needs, both medically and financially, and fought tirelessly until the case was resolved in my favor. Thank you William Paul Ancheta willi
8 years ago
Bill Bone is a class act!
8 years ago
I cannot recommend Mr. Bone and his team more highly. The Team was extremely professional, diligent, organized and responsive throughout. I felt the care that the Team had for me and my needs. I never felt as if I was just another case. Thank you for being the firm that you are.
8 years ago
Bill Bone and his team are people you can trust to be smart and fierce. I am so grateful for his spot-on advice and help. There are a ton of lawyers here in South Florida, but Bill Bone gets great results. He exceeded all of my expectations. I can't recommend him enough.
8 years ago
Mr. Bone is highly skilled and would recommend to family/friends.
8 years ago
I cannot recommend Mr. Bone and his team highly enough. They have all remained extremely professional, organized, and responsive throughout this process, and are passionate about what they do. I am eternally grateful for their skills and services, and for the result they obtained for me. I have never before taken the time to write an online review for anyone or anything, but I wanted to share my wholehearted endorsement of this firm. Top notch!
9 years ago
Mr. Bone and his team are excellent in every way. They are a highly professional and motivated group of people who will fight for you every step of the way. I would recommend hiring Mr. Bone to anyone looking for an accident injury lawyer.
9 years ago
I highly recommend Mr Bone and his team to anyone looking for an attorney. He and his team helped me through this terrible tragedy with comfort and ease. They made the whole process bearable.
9 years ago
Abogados confiables y excelente experiencia
9 years ago
Bill Bone and his team were very kind, courteous, and respectful. They always kept me informed every step of the way with everything that was being done on my behalf. I highly recommend them if you are in a need of a personal injury lawyer.
9 years ago
Mr.Bone and his team took a great care of me. They were always responsive to any concerns of mine and any questions I had for them. They were able to resolve my case in a short period of time, which saved me a lot of stress with my motor vehicle accident! I recommend Mr. Bone to anyone who has had similar problem! They are the best !!!!!!
9 years ago
I had an accident on the other coast in Naples, Florida, and the BBBL team was amazing in helping me in every way. If you are in need of the services they provide, I can't recommend them enough.
9 years ago
I am very fortunate to have been referred to The offices of Larmoyeux and Bone. They were fantastic. Mr Bone, and his team are very professional, just outstanding! FRED
9 years ago
Excellent service. This a worry free experience for me
10 years ago
Upon becoming the victim of a hit and run, while road bicycling locally, I was compelled to meet Bill Bone. Feeling “all alone and vulnerable,” Mr. Bone, and his top-shelf team, relieved surmounting pressures from my severe, life changing injury by working closely with everyone involved in my case. Frankly, without the driven passion Bill has to help people, as well as his devoted team, things would not be as comfortable for me and my family today. Thank you for your friendship and thanks for your enduring, caring expertise! -MIchael Gratzer
10 years ago
Bill Bone did an excellent job handling 2 separate incidents for me on two separate occasions. He and his staff did an excellent job negotiating with the at fault parties and recovered without taking it to trial. I have recommended him in the past and will continue. Thanks Mr. Bone! Chris C.
10 years ago
Bill Bone and his team did a excellent job explaining my case in a way I can easily understand. All aspects (medical bills and insurance claims were handled by Bill and his team, this allowed me to focus on recovery of my injuries sustained from my cycling accident. Highly recommended Bill Bone for anyone dealing with personal injury.